The Enid News and Eagle, Enid, OK

Featured Story

October 19, 2013

Seminar to help explain health care law

ENID, Okla. — A Nov. 14 presentation in Enid will help small businesses better understand coming changes in employee health insurance.

The health care reform seminar, sponsored by Central National Bank and Summit Financial Group, will be at noon at the Oakwood Country Club.

Kristy Pasby, investment officer with CNB, is coordinating the seminar.

“This is not political,” Pasby said. “This is strictly information about what’s up and coming and here’s how we can help.”

Pasby said experts from Summit Financial Group will talk about changes that are required in current health care plans and when those changes will come about.

Not all the answers are known yet, Pasby said.

Katie Klaudt, client services representative for Summit, said the information to be presented is aimed at small businesses that employ 50 or fewer. It is designed to help them understand what they need to do to be compliant with federal laws in 2014.

“All the carriers we’ve dealt with have had to make new plans and have them approved through the federal government,” Klaudt said.

For example, waiting periods for pre-existing conditions are going away, Klaudt said. Health plans must include coverage of “essential health benefits.” Waiting periods can no longer be over 90 days.

“Everything now is age-rated,” Klaudt said. “Age, tobacco use and geographic location are the three main things that affect rates.”

A 30-year-old non-tobacco user in Woodward would have a different rate than a 30-year-old non-tobacco user in Oklahoma City, Klaudt said.

Small businesses have several options they can take, Klaudt said. They can purchase group insurance through the state marketplace and, if they meet the requirements, get a tax subsidy to help defray the expense. Subsidies are not available outside the online marketplace.

“A small group employer could have a tax subsidy, but there are a lot of stipulations for the tax subsidy,” Klaudt said.

Although the seminar is designed for businesses, interested individuals can attend, Pasby said.

The seminar also will provide an opportunity for businesses to find out how their current insurance group compares.

“A lot of companies have gotten their renewal rates, and if they would like, they can get with us after the seminar and compare,” Klaudt said. “We would need to get some detailed information from them, but we could get that without a problem.”

For more information or to reserve a seat at the seminar, call Pasby at (580) 213-1615.

1
Text Only
Featured Story
  • flood watch.tiff UPDATED: Garfield County under flash flood watch

    Rainfall chances start in earnest tonight, with an 80 percent chance after 2 a.m. that increases to 90 percent Wednesday and Wednesday night. Flooding in streets, ditches and low-lying areas could be possible.

    July 29, 2014 7 Photos

  • storm_W.jpg Storm victims face dilemma: accept loans or reject them

    The tornadoes, flooding and hail that struck Oklahoma last year left hundreds of millions of dollars in property damage, causing many home and business owners to seek help in the form of low-interest federal loans.

    July 28, 2014 3 Photos

  • Quilts_4_BH_W.jpg History of an art form

    Woven amongst the fabric, patterns and stitches in the Cherokee Strip Regional Heritage Center’s newest special exhibit are stories of past generations.

    July 27, 2014 3 Photos

  • Academy.jpg State prisons expand their reach to train new officers

    On a recent day, a class in the McAlester program was filled with the sounds of bodies thudding onto thick, rainbow-colored pads held together by duct tape, along with heavy breathing and tapping as cadets indicated they’d successfully been subdued.

    July 26, 2014 1 Photo

  • FortStillFacility.jpg FBI: No arrests yet in scam targeting migrant kids

    Con artists use private information about the children to contact their family members and demand payment for bogus processing and travel expenses needed to reunite the kids with their relatives. Families with migrants in Texas and Oklahoma have been targeted.

    July 26, 2014 1 Photo 4 Stories

  • Child Tax Credit_Hass.jpg House votes to boost child tax credit for some

    With nearly all Republicans voting in favor and most Democrats opposed, the bill cleared the House by a vote of 237-173. The White House threatened to veto the bill, though the Democratic-controlled Senate is unlikely to pass it.

    July 25, 2014 2 Photos

  • Oil-Covered Owls_1_JN.jpg Caretaker: One of 2 oil-covered owls has died

    Jean Neal and her husband, Jim, of Fairview, have been caring for the owls since Tuesday, July 22, 2014, when they received them from Oklahoma Department of Wildlife Conservation, which is investigating the incident and the death of several other birds found at a neglected oil field tank site.

    July 25, 2014 2 Photos

  • Virginia Storm_Hass.jpg 2 dead, dozens hurt after storm at Va. campground

    "All hell broke loose. We got an emergency message on a cellphone and within 30 seconds, the thing hit and it blew down 40, 50 trees in the park." — Joe Colony, who has been coming to the campground for 30 years

    July 24, 2014 7 Photos

  • money.jpg Affordable Care Act 80/20 rule will provide refunds to many Oklahomans

    According to Alex Kotran, spokesman for the U.S. Department of Health and Human Services, Oklahoma residents will get $6.7 million in refunds from health insurance companies this summer.

    July 24, 2014 1 Photo

  • Oil Drilling Earthqua_Hass.jpg Oil company geologist to talk Okla. earthquakes

    Continental Resources' Vice President of Geology Glen Brown will deliver a luncheon address Wednesday to members of the Oklahoma Geological Society.

    July 23, 2014 1 Photo

Featured Ads
AP Video
US Ready to Slap New Sanctions on Russia Kerry: Not Worried About Israeli Criticism Boater Rescued From Edge of Kentucky Dam Girl Struck by Plane on Florida Beach Dies Rodents Rampant in Gardens Around Louvre House to Vote on Slimmed-down Bill for Border Looming Demand Could Undercut Flight Safety Raw: 2 Shells Hit Fuel Tank at Gaza Power Plant Raw: Massive Explosions From Airstrikes in Gaza Giant Ketchup Bottle Water Tower Up for Sale Easier Nuclear Construction Promises Fall Short Kerry: Humanitarian Cease-fire Efforts Continue Raw: Corruption Trial Begins for Former Va Gov. The Carbon Trap: US Exports Global Warming Traditional African Dishes Teach Healthy Eating
NDN Video
Weird 'Wakudoki' Dance Launches Promotional Competition Chris Pratt Adorably Surprises Kids at a 'Guardians of the Galaxy' Screening Chapter Two: Designing for Naomi Watts NOW TRENDING: Peyton Manning dancing at practice "The Bachelorette" Makes Her Decision Thieves pick the wrong gas station to rob Golden Sisters on '50 Shades' trailer: 'Look At That Chest!' Staten Island Man's Emotional Dunk Over NYPD Car - @TheBuzzeronFOX GMA: Dog passes out from excitment to see owner Baseball Hall of Famers Inducted 'Hunger Games: Mockingjay Part 1' Sneak Peek Florida Keys Webcam Captures Turtles Hatching Morgan Freeman Sucks Down Helium on 'Tonight Show' Robin Wright Can Dance! (WATCH) She's Back! See Paris Hilton's New Carl's Jr. Ad Big Weekend For Atlanta Braves In Cooperstown - @TheBuzzeronFox Chapter Two: Becoming a first-time director What's Got Jack Black Freaking Out at Comic-Con? Doctors Remove 232 Teeth From Teen's Mouth Bradley Cooper Explains His Voice in 'Guardians of the Galaxy'
House Ads
Facebook