The Enid News and Eagle, Enid, OK


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Dean and Mary Lou Griffin sit their home in Chadds Ford, Pa. on Friday, Nov. 1, 2013. "We're buying insurance that we will never use and can't possibly ever benefit from. We're basically passing on a benefit to other people who are not otherwise able to buy basic insurance," said Dean, who is retired from running an information technology company. (AP Photo)