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In this Jan. 24 photo, Marie Cadet poses for a photo at her home in Miami. Cadet, 54, a licensed practical nurse, often works double shifts at a rehab facility to make ends meet for herself and her 12-year-old daughter. She was paying more than $150 a month on health insurance through her employer, with a $3,000 deductible, but she often didn't know if she would be able to make the payments, not to mention the additional $80 a month to cover her blood pressure medicine. After choosing a plan from the new health insurance marketplace, Cadet's monthly payment dropped to $86 a month, with the government kicking in $300. Her deductible fell to a more affordable $900. (AP Photo)